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Payment to Credit Card of Other Bank via NEFT (National Electronic Fund Transfer)

We are happy to announce that credit card payments can be done through NEFT service via Online Retail Internet Banking. This service can be used to effect payments for credit cards issued by other banks in India accepting credit card payments through NEFT.

Steps to make payment to other bank’s credit card:

  • Log on to www.dhanbank.com by using your Net Banking ID and Password and click on Fund Transfer option available from top menu.
  • You need to first Add Payee before doing Cerdit Card payment through NEFT.
  • Click on Payee Maintenance option available Under Fund Transfer.
  • Select "Another Bank Account/Credit card" as Payee Type.
  • Click Add Payee.
  • Enter the beneficiary details and Credit card number.
  • Click on "Look up" and provide IFSC code of Credit Card issuing Bank in the search option of look up window. The IFSC code for the credit card payment though NEFT has to be obtained from the credit card issuing bank.Click on search button.Search result will show record of Credit Card issuing Bank. Click on "Select" in search result.
  • IFSC Code, Beneficiary Bank name and Branch Name will be populated.
  • Select "Card Payment" as Beneficiary Account Type and then click "Submit".
  • Verification page will be shown. Click on “Confirm” after verifying the details.
  • Enter Transaction Password and then click on Submit.
  • Add Payee confirmation Page will be shown to you.

Click on Third Party Fund Transfer to Another Bank.

  • Input page will be shown. The following details to be entered.
  • Select the source account.
  • Enter sender email id.
  • Select beneficiary payee name from the dropdown.
  • Enter Amount.
  • Enter message in "Sender to Beneficiary Info" field.
  • Read the Terms and Conditions and select the checkbox.
  • Verification page will be shown. Click on "Confirm" after verifying the details.
  • Enter Transaction Password and then click on Submit.
  • Confirmation Page will be shown to you.

Please remember below points:

  • NetBanking facility needs to be enabled for your retail banking account.
  • In case you are not registered for the same, please fill the Internet Banking Registration form and submit the duly filled form at your nearest Dhanlaxmi Bank Branch. Please click here to download the form.
  • Please ensure the credit card issuing bank is enabled to receive the payments via NEFT prior to effecting the payment at our end.
  • The IFSC code for the credit card payment though NEFT has to be obtained from the credit card issuing bank.
  • Please ensure that the IFSC code of the credit card is correctly mentioned. If IFSC code is invalid, the transaction may get rejected.
  • The NEFT facility is subject to the rules and guidelines of Reserve Bank of India, as applicable from time to time.
  • Dhanlaxmi Bank reserves the right not to accept a request for NEFT, without assigning any reason.
  • NEFT is RBI Initiative where all the participating Banks have the responsibility of crediting the Beneficiary’s Accounts in various Banks in India.

 

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