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DHFL Pramerica Life Insurance (DPLI) one of the leading private life insurance company in India provides innovative individual & group insurance products & services to meet its customer’s protection and investment needs.

DPLI has a pan India presence through multiple distribution channels which have been customized to address the specific insurance needs of diverse customer segments. The Company is committed to providing protection and quality financial advice to its customers.


DHFL Pramerica Smart Income

DHFL Pramerica Smart Income is a non-participating Guaranteed Annual Income plan that has been designed keeping your financial needs in mind. The Guaranteed Annual Income benefits of this plan make sure that you and your family have a steady income stream while the Death Benefit provides financial security to your loved ones when you are no longer around to take care of them.

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  • Guaranteed Annual Payouts: Get Guaranteed Annual Payouts for a duration equal to the Premium Payment Term
  • Align Policy to your needs: Flexibility to choose from various Premium Payment Term options for each Policy Term.
  • Flexibility to avail loan: Option to avail loan against the policy
  • Get Tax Benefits: Get tax Benefits on the Premium paid and the benefits received as per the prevailing tax laws
 

DHFL Pramerica Roz Sanchay

This is a savings cum protection plan with Annual Guaranteed Addition that increases every Policy year throughout the Policy tenure. In this plan, you will know at the start of the Policy, the maturity amount that you will receive at the end of term, hence no surprises!

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  • Comprehensive Cover: Prevailing Death Benefit along with Accrued Annual Guaranteed Addition (AGAs) payable on the unfortunate demise of life insured
  • Increasing Protection: Base Death Benefit is 150% of Sum Assured in the first policy year increasing by an amount equal to 5% of the Base Sum Assured for every completed Policy year till the end of the Policy term
  • Guaranteed Maturity Benefit: 150% of Base Sum Assured along with Accrued AGAs payable at maturity is guaranteed at the outset of the Policy Limited Premium Payment Term: Convenience of paying premium only for a limited term
  • Flexibility to borrow against the Policy: Option of availing loan against the Policy
  • Tax Benefit: Get tax benefits on the premiums paid and the benefits received as per the prevailing tax laws
 

DHFL Pramerica Rakshak Gold

DHFL Pramerica Life Insurance brings you a plan that is designed to safeguard your child’s future. It provides money to cater various needs like higher education, marriage, etc and financially protects your child even in your absence. So, invest in this plan, and be worry free about your dream for your child for a better future. With this plan, you can decide the amount of money to keep aside for your child’s future requirements. It helps, even in the case of an eventuality (unfortunate demise of the life insured) that your child’s progress advances as desired with regular monthly payout towards your child’s recurring needs.

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  • Comprehensive/Enhanced Death Benefit: To address immediate, regular as well as future needs of the family in the event of an unfortunate demise of the life insured. A lump sum benefit, payable immediately on the unfortunate demise of the Life Insured. A recurring monthly benefit payable from the date of death till the end of Policy Term, and a final lump sum benefit payable at the scheduled maturity of the policy.
  • Guaranteed Maturity Benefit: A Maturity Benefit which is guaranteed at outset of the policy to ensure there are no hidden surprises when you finally receive the benefits of your policy.
  • Increasing Annual Guaranteed Addition to Policy: For every completed policy year, Annual Guaranteed Addition will accrue to policy. This addition will increase after every 3 Policy Years.
  • Limited Premium Payment Term: Convenience of paying premium only for a limited term.
  • Flexibility to borrow against the policy: Option of availing loan against the Policy. Tax Benefit: Get tax benefits on the premiums paid and the benefits received as per the prevailing tax laws
 

DHFL Pramerica Smart Wealth+

One plan. Many advantages. DHFL Pramerica Smart Wealth+ offers following benefits to the policy holder:
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  • Option to choose regular or limited Premium Payment tenure
  • Wealth creation for your planned milestones in life
  • Loyalty additions in the form of Persistency Units
  • Four funds offering different levels of growth depending on your risk appetite
  • Option of Fund Conservation at Maturity to safeguard your fund value from market fluctuations
  • Enhanced Protection through optional Accidental Death Benefit Rider
 

DHFL Pramerica Wealth+ Ace

It’s a wealth creation avenue that allows you to use any available lump sum amount in one go, in the best way possible… just invest and forget! A great way to create wealth Single Premium convenience is just one advantage. Besides potentially higher returns and life insurance benefits, you have a variety of wealth creation options from conservative to aggressive investment profiles. DHFL Pramerica Wealth+ Ace also comes with the advantage of going about your wealth creation goal in a regular fashion by investing specific amounts at monthly intervals through STP Option. The product offers following benefits to the policy holder:

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  • Invest one time and reap many benefits across the policy term
  • Persistency Units: The Company will add persistency units to your unit account at the end of every 5th year starting from 10th policy anniversary provided they fall within the policy term
  • Avail the option to invest specific amounts at monthly intervals through our ‘Systematic Transfer Plan’ (STP)
  • Enhance the level of protection by adding rider/s to your plan
 
 

 

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