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Gold Credit Card

Our Gold Credit Card offers you unique feature of spend analysis tool to help you manage your money better. Alongside, other benefits like cash-back, special offers, and reward planning which will enrich your lifestyle. So go ahead and get your Dhanlaxmi Bank Gold credit card* now!

  • 5% cash back on supermarkets and departmental store purchases
  • Now budget, review and manage your expenses with emPower – online financial planning tool
  • Free insurance cover
  • Global customer assistance for emergencies
  • Low interest charges

Gross Income per Annum.
  • For Salaried: Minimum annual gross income of Rs 3 lacs
  • For Self Employed: Minimum annual gross income of Rs 4 lacs
  • Click here to register for Verified by VISA service.
  • Never reveal or give a photocopy of the reverse side of your Credit Card number/ATM PIN/expiry date/ CVV and personal details based on any email or call soliciting such information.
  • In case you wish to surrender your Card, ensure it is cut into four pieces - do not leave the magnetic strip intact.
  • Beware of promotional and lottery schemes that require all details of your Card or account number- always check the authenticity of such schemes. As a policy the Bank does not solicit customer information such as the ones listed below through email or embedded hyperlinks :
    • Card numbers / account numbers / customer ID numbers
    • Credit Card PIN / ATM PIN
    • Netbanking or Phonebanking passwords
  • Beware of advertisements and strictly refrain from people who promise to lend you cash against the Credit Card.
  • Avoid using your Credit Card on websites from cyber cafés and public computers . Confidential information can be compromised and misused after you leave.Always access secured sites with the address "https" in the browser and look out for the security padlock icon below.
  • Update your browser ,operating system and anti virus software on a regular basis. Use a personal firewall and update it regularly to help protect your computer, its contents and your personal details from being compromised.
  • Do not handover your Card and PIN to anyone, not even a bank staff.
  • Never leave your Credit Card unattended.
  • Do not share your Card with anyone else.
  • Always keep your Credit Card in the same place in your wallet - you will notice it immediately in case it is missing. Carry only the cards that you absolutely need.
  • Never keep your Credit Card and your ATM PIN together.
  • Do not expose your Card to direct sunlight, esp cially the magnetic strip.
  • Ensure transactions on your card are done in your presence and remember to collect your card after every ATM transaction or purchase.
  • Make sure your card is returned to you promptly and check that it is your card.
  • Any stationery that has your card number or PIN written on it should be shredded. Memorise your passwords and PINs.
  • Use different passwords and PINS for the ATM, Internet, credit cards and phone banking. Alter your PINs and passwords on a frequent basis.
  • Do not disclose any sensitive information such as your credit limit, date of birth or transactions etc to anyone.
  • Keep card numbers and a card statement available for easy reference along with the call centre numbers. It will help you immediately report a loss of card.
  • Subscribe for SMS alerts for transactions on your card.
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